Fintech Credit Assessment: Transforming Lending with AI and Alternative Data

Your financial footprint says more about you than you might think. In a world where traditional credit checks often fall short, fintech credit assessment is reshaping how lenders evaluate your creditworthiness. By leveraging advanced technologies like AI, machine learning, and alternative data sources, fintech companies are creating smarter, faster, and more inclusive ways to assess risk. From analysing your spending habits to considering non-traditional data like utility payments or even social media activity, fintech credit assessment offers a tailored approach that benefits both borrowers and lenders. As the UK embraces…

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